Often credit cards are seen as the beginning and root of all evil when it comes to bad money. The use of credit cards is believed to ruin their users’ economy, and even some people say that the debt hell is far from giving in to the world of credit cards. Of course, all of this is possible if you do not use your credit card wisely, but using your credit card wisely can also save you money on everyday expenses.
Save on gas costs
With E-money Visa you get a 2% payment benefit on all purchases made at E-money and Shell stations, including refueling. For card purchases made elsewhere, you will receive a 0.5% payment benefit. Although E-money Visa is a seemingly annual credit card, the card will be charged a monthly fee of € 2.5 in the case of card transactions (the fee will increase to $ 3.5 if the card is interest-bearing), meaning in practice at least € 30 per year. Thus, using a card is only useful if you accrue more payment fees per year than your account maintenance costs.
Good Credit Mastercard earns Plussa points for refueling at Nesta stations. If you pay for your purchases on the credit side of your card, you will receive double your Plussa points. The S-Etukort card, on the other hand, gets a special refueling bonus at ABC stations, depending on the monthly S-bonus level. In addition, refueling with the Good Lender gives you a 0.5% payment benefit. Both the Good Credit Mastercard and the S-Etukard are completely free of charge if the invoice does not have interest-bearing credit.
Grocery shopping cheaper
The easiest way to save on food shopping is with the Good Credit Mastercard.
Good Credit Mastercard gives you double for purchases if you pay with credit. In addition, credit card product security covers products paid for with a credit card in case of breakage or theft.
Good Lender For purchases made at Visa you will receive a 0.5% payment benefit at S Group offices. In addition to the payment method benefit, S-Bonus is also paid for purchases, the amount of which depends on the amount of monthly consumption (the more purchases at S Group outlets, the more bonus you will receive).
With Stockmann Mastercard, you get a 0.5% payment benefit on your purchases made with Stockmann, the card is best suited for those who shop at Stockmann.
Everyday luxury: travel insurance with credit card
More and more of us take small breaks from everyday life by making short weekend trips even outside the current holiday season. When traveling, you should always have valid travel insurance, as you never know what’s going on.
Travel insurance costs can easily save you considerable sums by not buying a separate travel insurance from an insurance company, but insuring your trip with credit card travel insurance. At best, even annual credit cards include travel insurance. In practice, this means that travel insurance is completely free.